Yes, and this is the commonest expensive hesitation in this market. Functional hail damage, mat fractured under the granules, commonly does not leak for months; it shortens the roof's remaining life starting the day of the storm. The claim window and the evidence both age: policies set reporting windows, and bruised mats weather until a later inspection cannot separate this storm from the roof's birthday. A documented inspection now, test squares and photographs, costs little in this market, where free inspection is the standard offer shape, and it converts a future argument into a dated record whichever way the findings come out.
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